Student Health Insurance

Student Insurance Accounts

Dates, Deadlines, and Costs

2021-2022 Annual Premium: $5,900 (paid as $2,473 for Fall 2021, $3,427 for Spring/Summer 2022, & $986 for Summer ONLY) This breaks down to about $492 per month when comparing to other plans.

Student Health Insurance Plan Eligibility

All CU Anschutz Medical Campus students enrolled in a degree-seeking program and financial aid eligible certificate programs taking 1 or more credit hours are automatically enrolled into the student health insurance plan unless a waiver is submitted and approved by the stated deadline each semester.

Please note that there is an administrative hold with UHSCR until after the waiver portal closes on September 8th in order to provide students ample time to waive the coverage. To activate your coverage prior to the 09/08 automatic enrollment date, you will visit the waiver portal link www.studentcenter.uhcsr.com/anschutz during the waiver period (07/28/2021 – 09/08/2021). When you get to the waiver portal, you will simply select the “opt-in” option and follow the prompts to activate your coverage and have access to your insurance information on the 08/01/2021 effective date.

If you do not take action to activate your coverage prior to 09/08/2021, your coverage will be activated once the portal closes and all waivers have been processed. Your coverage will be retroactive to an 08/01/2021 start date, but your provider may not be able to verify coverage until after 09/08/2021.

Eligible Certificates

Academic Plan	Academic Sub-Plan	Description	Plan Type	Career
CPBH-CERN		Certificate in Public Health	Certificate	NDGR
CPCS-CERN		Certificate in Public Health	Certificate	NDGR
CPUN-CERN		Certificate in Public Health	Certificate	NDGR
GLPH-CERN		Global Public Health	Certificate	NDGR
HSPC-CERN		Health Sys Ldrsh/Public Health	Certificate	NDGR
NPHN-CERN		Nondeg Public Health Nursing	Certificate	NDGR
PBRL-CERN		Public Relations	Certificate	NDGR
NPMC-CERN	AGA	Adult Gero Acute Care NP	Certificate	NDGR
NPMC-CERN	AGC	Adult Gerontology CNS	Certificate	NDGR
NPMC-CERN	AGN	Primary Care Adult Gero NP	Certificate	NDGR
NPMC-CERN	ANP	Adult Nurse Practitioner	Certificate	NDGR
NPMC-CERN	CDC	Pediatrics Special Needs	Certificate	NDGR
NPMC-CERN	CNS	Adult Clinical Nurs Specialist	Certificate
NPMC-CERN	FNP	Family Nurse Practitioner	Certificate	NDGR
NPMC-CERN	FPM	Fam Psyc Ment Hlth Nursing	Certificate	NDGR
NPMC-CERN	FPM	Psych Mental Health NP	Certificate	NDGR
NPMC-CERN	MNW	Nurse Midwifery	Certificate	NDGR
NPMC-CERN	NIF	Health Informatics	Certificate	NDGR
NPMC-CERN	NLS	Nursing Leadership & Hlth Syst	Certificate	NDGR
NPMC-CERN	PAC	Pediatric Acute Care NP	Certificate	NDGR
NPMC-CERN	PMH	Family Psych Nrs Practitioner	Certificate	NDGR
NPMC-CERN	PNP	Pediatric Nurse Practitioner	Certificate	NDGR
NPMC-CERN	WHC	Women’s Hlth Care Nurse Pract	Certificate	NDGR

Enrolling in the Student Health Insurance Plan

Students may experience a loss of health insurance coverage mid-semester for many reasons -- divorce, turning 26yo and aging out of a parent's plan, job loss, etc. We understand! If you experience a loss of coverage mid-semester after you have already waived the CU Anschutz Student Health Insurance Plan, you may elect into the student insurance for coveage beginning the first month within 30 days of losing your other coverage. For example, if you lose coverage 09/30, you can submit the QLE enrollment form between September 1 and October 31 to request coverage with an effective date of 10/01. For the Fall semester, you would only be billed for the remaining months of coverage - in this example, 3 months. You would then also be re-enrolled for Spring when you register for classes and for all future semester unless new waivers are submitted.

If you have experienced a Qualifying Life Event of losing other coverage, request enrollment using this form.

Students on an approved Leave of Absence are eligible to purchase and enroll into the CU Anschutz Medical Campus Student Health Insurance Plan for up to TWO consecutive semesters. Please email studentinsurance@cuanschutz.edu if this applies to you or if you have further questions regarding this special enrollment option.

While all eligible students are automatically enrolled in SHIP with coverage beginning either August 1 (Fall semesters) or January 1 (Spring semesters) by registering for classes, there is an administrative hold with UHCSR until after the waiver portal closes each semester. During the enrollment/waiver period students can access coverage information immediately to create an account and activate coverage. When you get to the waiver portal, simply select the “opt-in” option and follow the prompts to activate your coverage immediately. To avoid any technical issues, we recommend completing the enrollment with the Internet Explorer browser or clearing your browser’s cookies/cache.

Waiving Student Health Insurance

All students enrolled in one or more hours in a degree-seeking or financial aid eligible certificate program are required to have health insurance. Therefore, all students taking one or more credit hours are automatically enrolled in and billed for the Student Health Insurance Plan. If you have a comparable insurance, you may qualify to waive the Student Health Insurance Plan.

You must have comparable coverage from another carrier in order to waive the Student Health Insurance Plan. That coverage must meet several requirements in order to be considered comparable. If your plan does not meet these requirements, your waiver request will be denied, and you will be enrolled in the Student Health Insurance Plan.

Waiver requests must be submitted no later than midnight on the posted deadline date. Failure to meet the deadline will result in enrollment in the Student Health Insurance Plan and your account will be billed accordingly. If your waiver request is approved, the insurance charge will be removed from your account within 7 business days.

Not sure if your plan qualifies to waive the CU Anschutz Student Health Insurance Plan?

Email the Office of Student Insurance at studentinsurance@cuanschutz.edu

To determine if your health insurance plan qualifies to waive student health insurance, your current plan must meet both of the following requirements:

1. Does your plan have in-network non-emergent care providers in the Denver metropolitan area (OR, in your local area for online-only students)?

2. Does your plan meet minimum essential coverage as defined under the Affordable Care Act (ACA)?

This includes:

Out of Pocket Maximum is less than or equal to $8,550/single or $17,100/family
Plan covers mental health as any other illness
Preventive care covered at 100% with no cost to the insured
Plan covers pre-existing conditions
Plan covers prescriptions
Plan provides a 1095 B or C from indicating that you met the mandate for continuous coverage

Students on a J-1 Visa, please contact the Office of Student Insurance for guidelines or to review the waiver policy.

The following types of health insurance do not qualify to opt-out of the University requirement:

Plans issued outside of the United States of America (U.S.A)
Plans that only International Students can purchase
Travel Plans
Colorado Indigent Care Program (CICP)
Short Term Medical Plans (STM)
Injury Only Plans
Hospital Only Plans
Cancer Only Plans
Flexible Spending Accounts (FSAs)
Health Reimbursement Accounts (HRAs) without an attached health insurance plan

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