Title VII Student Loans
Title VII loans are low-interest federal loans for students in specific health professions programs. CU Anschutz lends them from a limited pool. There are two, and they work almost identically.
WHAT COUNTS AS A DISADVANTAGED BACKGROUND
Federal rules define it two ways. One is coming from an environment that held back the skills and knowledge needed to finish a health professions program. The other is family income below a threshold set for your family size, updated each year. You do not have to decide which fits. We determine it from what you file.
How These Loans Work
Loan Topics
Who to Contact
CU Anschutz is the lender for both loans. Heartland ECSI services them, which means they collect payments and answer account questions for us. Keep your address and phone number current with both.
Questions About Your Account
Payments, balances, paperwork and exit counseling go through the servicer.
If ECSI Cannot Help
Unresolved problems go to Student Debt Management here on campus.
Compare Your Loan Options
How Title VII compares to federal, other institutional and private loans.
Leaving or Graduating?
ECSI requires exit counseling when you graduate or drop below half time.
What Now?
Start With the FAFSA
Grants, work-study and federal loans all start with one application.
Compare Student Loans
If this does not cover everything, federal loans usually come next.
Look at Grants First
Grants are money you never repay. Take all you qualify for before borrowing.
Know Your Costs
Your cost of attendance sets the ceiling on how much aid you can receive.
Something Changed?
Lost income, a change at home or unusual costs can all be reviewed.
Where Is My Refund?
Aid pays your bill first. What is left is released to you by the Bursar.