Student Loans
There are several student loan options at CU Anschutz. Some are federal, some come from the University and one is a short term loan for emergencies. This page explains each option so you can choose what fits your needs. Federal loans are changing in 2026, so please read the section on the 2026 federal loan changes before you borrow.
Federal Loan Changes
Changes by Date
Explore Your Loan Options
Loans from the U.S. Department of Education, including the Direct Unsubsidized Loan and the Graduate PLUS Loan (ending on June 30, 2026).
Loans From CU Anschutz
Need-based loans the University awards from a limited pool of funds, including the health professions, medical and nursing related loans.
Credit-based loans from a bank, credit union or other lender. Compare your options and learn how to apply for one.
Nursing Loans
Loans for undergraduate nursing students and their families, plus loans made just for nursing students.
Cohort Default Rate
The share of our borrowers who entered repayment in a given year and defaulted within the federal measurement window. Federal law requires us to publish it.
FY2021
0.0%
CU Denver and Anschutz
National rate
0.0%
FY2022
0.0%
CU Denver and Anschutz
National rate
0.0%
FY2023
0.1%
CU Denver and Anschutz
National rate
0.4%
| Supporting Figures | FY2021 | FY2022 | FY2023 |
|---|---|---|---|
| Borrowers in Default | 0 | 0 | 5 |
| Borrowers in Repayment | 4,055 | 3,949 | 3,710 |
| Total Enrollment | 31,796 | 30,432 | 29,833 |
| Borrowers as a Share of Enrollment | 12.75% | 12.98% | 12.44% |
| National Default Rate | 0.0% | 0.0% | 0.4% |
What Now?
Start With the FAFSA
Grants, work-study and federal loans all start with one application.
Compare Student Loans
If this does not cover everything, federal loans usually come next.
Look at Grants First
Grants are money you never repay. Take all you qualify for before borrowing.
Know Your Costs
Your cost of attendance sets the ceiling on how much aid you can receive.
Something Changed?
Lost income, a change at home or unusual costs can all be reviewed.
Where Is My Refund?
Aid pays your bill first. What is left is released to you by the Bursar.